Landlord's Liability, your optional vacation travel insurance policy with BarbarHouse
The optional policy that guarantees for you in case of damage to your vacation home
You've booked your stay in a beautiful vacation home, luxury villa, trullo with pool, or accommodation in our Barbarhouse catalog.
Normally when we think about an insurance policy we focus on ourselves and the unfavorable events that may hit us before we go on vacation or during it... But what if we or our traveling companions ourselves should cause damage to our host facility?
With landlord's liability, specially created for our agency, you will be covered, and therefore indemnified, against any accidental damage caused to property. This policy is optional, but it is worth finding out what it consists of.
Landlord's liability, what it provides
The Renter' s Liability policy is to cover damage caused by the insured landlord, to the structure rented for vacation or to the property contained therein. It includes damage to the facilities, furnishings, and appliances throughout the period of stay.
By agreement between Barbarhouse srl and UnipolSai, this optional policy to be taken out at the option of the tenant-lessee has a maximum of Euro 20,000.00 per structure, with a deductible of Euro 250.00.
What else you need to know about this travel insurance
Travel insurance guarantees for the Tenant's Liability of the rented structure named in the policy and its appurtenances, as specified:
"WHEREAS, the insured building has been the subject of a lease agreement, between the beneficiary and the insured through the Policyholder .
Damage caused to the building and the things contained therein, including damage to the structures, furnishings and appliances during the period of the rental of the structure, excluding original damage to the furnishings or their components, shall be included in the coverage."
The optional policy on Tenant's Liability is also valid as a competition of 20% of the maximum limits in the case of damage resulting from total or partial interruption or suspension of the use of property, industrial, commercial, agricultural and service activities, and resulting from a claim indemnifiable under the terms of the policy.
Policy and Security Deposit
The idea of taking out the optional Tenant's Liability policy is excellent and advisable. This does not exempt you from paying the security deposit to the Barbarhouse agency, which, in case of damage, will still be retained.
Upon indemnification by the insurance company, it will be refunded to the insured traveler net of deductibles incurred.
Exclusions
All forms of voluntary damage are excluded.
